Receiving a high-quality education enables your children to learn valuable information, strengthen their thinking skills, and excel at a craft to achieve success throughout their lives. Many people are choosing to raise their families in the University Park neighborhood to capitalize on the superior school systems within the area. If you are interested in purchasing a home in Denver, you should learn about the beneficial school systems of the University Park Denver neighborhood.

University Park Elementary

Purchasing University Park real estate can allow your children to attend the University Park Elementary School. Many advantages are associated with this premier K-5 elementary school. The extensive resources and proficient teaching staff enables the University Park Elementary School to consistently earn exceptional rankings. For instance, in 2015 the school was ranked in the top 10 percent of all Denver elementary schools, the school was ranked 11th among the 99 eligible elementary schools in the district, and the test scores of the students are substantially higher than the average test scores of other schools in Denver. Additionally, the projections indicate that the University Park Elementary School has been steadily increasing its ranking position each year and is becoming revered as one of the best public elementary schools in Colorado.  

Grant Beacon Middle School

The Grant Beacon Middle School can also benefit children in the University Park Denver neighborhood. Grant Beacon is one of the top middle schools in the city, and the curriculum includes programs that allow students to accumulate knowledge in all subjects and to specialize in subjects that are most conducive for their passions and skills. Grant Beacon effectively prepares students to excel in high school with advanced curricula, innovative educational resources, and beneficial enrichment programs. The school is also revered for its inclusiveness and diversity, for the student population consists of children from many different ethnic and racial backgrounds. As a result, studies demonstrate that the academic growth, student-to-teacher ratio, and cultural diversity rankings of Grand Beacon are among the highest in the state.  
 
Rocky Mountain School of Expeditionary Learning

Purchasing University Park real estate can also enable your children to attend the Rocky Mountain School of Expeditionary Learning. The curriculum includes an abundance of learning expeditions that encourage the students to focus on specific subjects, learn outside of the classroom, and achieve specific academic goals and testing requirements while out in the field. For instance, the students might leave the classroom to spend the day conducting scientific experiments, speaking with business leaders, or performing hands-on research about the relevant subjects. Additionally, class discussion and writing assignments enable the students to further reflect and comprehend the course material. Many benefits allow students at the school to perform at superior levels on tests. The frequent learning expeditions provide intellectual stimulation, group collaboration, hands-on experience, and a comprehensive understanding of each academic subject.

Contact Elevation Realty to handle any of your Denver real estate needs. We take pride in providing each client with the full attention and personalized support that they deserve. We can provide the most accurate information about the different Denver neighborhoods, and through our team, you can access to some of the best homes available in University Park - we ensure that you find a home that maximizes the quality of life for you and your family.

Purchasing a home in Denver is an exciting experience that enables you to determine which neighborhood and real estate property is most appropriate for you and your family. However, you also must make many important and consequential decisions during the process. Selecting which type of mortgage loan is most conducive for your financial situation is one of the first decisions that you must make. If you are interested in purchasing Denver real estate property, it can help to understand the types of loans that are available and the differences between each loan.    

• Conventional Loan: Conventional loans are provided by private banking or mortgage lending institutions. Many factors influence the details of a conventional loan. The lender usually considers the income, credit, and debt-to-income ratio of the borrower to determine the interest and down payment rates on the loan. Credit is an important aspect of the conventional loan, for borrowers with low credit scores generally must pay exorbitant interest and down payment rates on the loan. As a result, conventional loans are more ideal for people with high credit scores. You should check your FICO credit score to determine if a conventional load is appropriate for you. The FICO credit score ranges from 300 to 800, borrowers with higher scores receive lower interest rates, and you would benefit from a conventional loan if your credit score is above the 620 mark and if your debt-to-income ratio is below the 40 percent mark.  
• FHA Loan:  An FHA loan is another top mortgage loan that is commonly utilized for Denver real estate purchases. In contrast to conventional loans, the FHA loans are provided and insured by the US Federal Housing Administration. Many advantages accompany FHA loans. The FHA can provide you with mortgage insurance and then help you receive the loan from an FHA-approved lender. The insurance allows you to receive very reasonable interest rates, lower down payment rates, and more lenient qualification requirements. As a result, people with relatively low income levels or poor credit ratings can benefit from FHA loans. Although each loan can establish different standards, the FHA loans are usually optimal for people with a credit rating of approximately 500 to 600. Because the FHA does not impose income requirements when providing loans, anyone with a manageable debt-to-income ratio can qualify for an FHA loan, regardless of their specific income.
• VA Loans:   VA loans are highly beneficial for people who are affiliated with the military. The loans are provided by the US Department of Veteran Affairs, and people who can qualify for VA loans include active-duty military personnel, veterans, National Guard members, and the spouses of military personnel who have died while on active duty. Several advantages accompany VA mortgage loans. The VA can connect you with private lenders that provide low interest rates and that do not require down payments. Many military personnel can also qualify for comprehensive financing on their home. However, when taking out the loan you typically must pay a funding fee to the VA, the fee is often 1 to 3.5 percent of the loan amount, and you might also need to pay for closing costs.

Contact Elevation Realty to help determine which mortgage loan is most conducive for your financial situation. Our expert staff focuses on providing our clients with personalized attention and dedication throughout the entire process. We make sure we are available to you without bounds.  Our goal is to provide you with the most reliable and up-to-date information to make the best decisions for you, your family, and your budget.

Many individuals and families are flocking to the Lowry Denver neighborhood because of the high-quality homes and appealing attractions in the community. During the 20th century, the area harbored one of the most prominent Air Force bases in the country. However, in the 1990s the base closed and was converted into the large and gorgeous Lowry Field neighborhood. If you are searching for real estate in a top Denver neighborhood, you should learn more about the beneficial features and positive market trends of Lowry real estate.

1. Features:  Many features helped Lowry Field flourish in the recent years. The beautiful and spacious homes have established Lowry as one of the premier neighborhoods to own a home and raise a family. The community consists of large and modernized homes, a quiet and safe suburban environment, and numerous attractions that provide the neighborhood with a lively and energetic atmosphere. For instance, Lowry possesses many retail stores, restaurants, shopping malls, grocery stores, and entertainment facilities. The luxurious appearance of the community is also adorned with the many public art displays and historical buildings that are scattered throughout the area. Additionally, you and your family can glide around on the ice-skating rink during the winter and cool off in the swimming pools during the summer.
2. Location:  Being positioned in east Denver provides Lowry real estate with an optimal location.  The central location of the neighborhood is within a very close proximity to Downtown Denver, Capitol Hill, Downtown Aurora, and the Denver Tech Center. However, you do not need to travel far to enjoy the many parks within the community, including the Great Lawn Park and the Lowry Sports Complex Park. These superior parks offer picnic and grilling areas, hiking trails, athletic fields, playgrounds, and musical events. The Lowry residents also frequently brag about the impressive and attractive Lowry Town Center. The Town Center often entails large crowds of happy and excited residents socializing, relaxing, and enjoying the many restaurants and stores that accompany this dynamic area of the community.     
3. Real Estate Market:  The positive Lowry Field market trend is another benefit of owning property in the neighborhood. The superior quality of the homes and the exceptional features of the neighborhood enable the real estate property in Lowry to remain substantially higher than the property value in most other Denver neighborhoods. Although the average price for homes in Lowry is approximately $700,000, you can also find properties for around $300,000 or for over $1.5 million. The positive market trend of homes in Lowry is especially beneficial. From 2013 to 2014, the homes in Lowry appreciated in value more than homes in almost any other neighborhood in Denver, which established Lowry as one of the best areas to own a home or purchase commercial property. As a result, the market trends of the community indicate that the value of your property should perpetually amplify as the demand for homes in Lowry continue to increase.

Consult with Elevation Realty agents to help you explore the many premier homes that are available in Lowry. Our expert staff takes pride in providing comprehensive services to ensure that each client is satisfied. We can help guide you through every step of the process, show you the top residential and commercial properties in Lowry, and ensure that you find a spacious and beautiful home that is ideal for your budget and for your family.

Denver is replete with neighborhoods that provide appealing features, ideal locations, and exceptional school systems. However, many people are selecting Observatory Park as the best neighborhood to own a home and raise a family. If you are interested in purchasing a home, it would help to understand the many beneficial features that accompany the real estate market in the Observatory Park Denver neighborhood.     

• Location: Observatory Park is an especially premier neighborhood because of the appealing location of the homes The massive and gorgeous park that resides in the center of the neighborhood attracts large crowds who gather on sunny days to socialize, have picnics, or play activities such as volleyball or tennis. As the name indicates, the park also features the Chamberlain Observatory, which is a historic telescope observatory operated by the University of Denver. The observatory is still active, DU students use the telescopes to survey the starry skies, and many special events also allow local residents to utilize the telescopes. Additionally, the neighborhood is also an ideal location due to the abundance of commercial features in the area. The areas surrounding the park offer numerous stores, bars, and restaurants that should satisfy you and your family.  

• Schools: The high-quality schools in the area are also appealing for many residents. The Observatory Park Denver neighborhood is within walking distance to the University of Denver. You can walk to the campus to attend school or to just enjoy the abundance of collegiate sports competitions, entertainment events, and public recreational facilities offered by the school. Observatory Park is also an optimal location because of the top public elementary school system that your children can attend. The University Park Elementary School provides an excellent school curriculum, superior teachers, and a diverse student population. As a result, the school was named by 5280 Magazine as one of the best public elementary schools in Denver, and the Denver Post recognized the school as the healthiest public school in the city.  

• Market Trend: The positive Observatory Park market trend is another reason people are scrambling to own real estate in the neighborhood. The Victorian-style homes in the area boast a spacious comfort, a vintage elegance, and a luxurious splendor. The diverse price ranges of the different homes can enable you to find a range that is most appropriate for your budgetary and housing needs. For instance, prices can range from approximately $300,000 to just over $1 million. However, the market trend for almost all houses has been substantially increasing in the recent years. Since 2014 the average price of homes in Observatory Park has appreciated by more than 13 percent in value, which is a significantly higher appreciation rate than many other Denver neighborhoods. In turn, purchasing a home in Observatory Park provides you with an ideal piece of real estate that is projected to consistently increase in value over the years.  

    Contact Elevation Realty to have our experts help you find the perfect home. We have access to the best homes in the Observatory Park neighborhood, we can show you properties that are conducive for your budgetary and housing desires, and our staff can ensure that you find an exceptional home that maximizes the quality of life for you and your family.

Buying or selling a home in any market is fueled by equal parts excitement, exhaustive planning and re-planning, and anxiety. A home warranty isn’t going to pack any boxes but it can alleviate some of the anxiety for all involved.

Benefits for the Buyer Are Obvious
During the walk through all those well-loved appliances didn’t provide enough ammunition to demand replacement but sure looked like money traps ready to spring immediately after move in. It’s true that most real estate purchase contracts include repair contingencies, but hashing out those details with an uncooperative seller while you shower in cold water with no hot water heater is just not ideal. It would be easier to contact a home warranty company who will expedite the repair immediately. Most home warranty companies have a group of service providers whose quality is guaranteed, making it much easier for the homeowner to reach the service person should a problem re-occur. The warranty company also helps coordinate if two different service providers are required. For instance, a plumber to replace a cracked pipe and a drywall professional to fix the wall. Since there is no way of knowing how well the previous owners maintained their appliances and kept up on preventive maintenance on furnaces, hot water heaters, a/c units, etc., buyers might do well to consider renewing their warranties for a year or two after they expire.

Added Benefits for Sellers Alike
For sellers, knowing that they won’t have to shell out unexpected cash while trying to deal with their own moving expenses is a great benefit. Home warranty companies often offer free coverage during the listing period if you’ve committed to buying a warranty after the sale. Whether it’s a legitimate maintenance issue or merely cold feet, repair disputes are among the top reasons buyers back out of a deal. Surveys have shown that buyers are 80% more likely to move forward with a purchase of a home when a warranty is offered. Greasing the wheels of the closing is a valuable measure and perhaps the biggest benefit is knowing that if there is a problem, it will be the warranty company getting a phone call and not you. This is especially advantageous if you will no longer be local to that area.
Most warranty companies offer different levels of coverage but the cost from the most basic level to the premier tier may only be a few hundred dollars. Depending on the age of your appliances or if there have been prior repair issues that are cause for concern, the extra money at the outset may be worth it. Speak to a real estate professional about specific seller liabilities to find the policy that best fits your needs. Buyers often have the opportunity to upgrade their coverage if they choose.

Find A Trusted Agent
Many real estate agents have made home warranties their go-to gift for buyers and sellers alike. Making closings easier and more likely to happen the whole process easier and less stressful to manage. If you need an agent that will always keep your needs at the forefront of the process, work with the dedicated professionals at Elevation Realty. We work closely with our clients and achieve their confidence in our work. Learn more about the market trends in your area and get started on your buying or selling process today!