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How to Save For A House On the Goldsmith Real Estate Market in One Year


December 13, 2017

Buying a home can sometimes seem like an unachievable dream if you are struggling financially, but it doesn’t have to be. As long as you are committed to reaching your goal, it may be possible to save enough for a down payment in just one year. How? Follow these tips to save up for a house on the Goldsmith real estate market:

Stop Spending On Non-Essentials

Take a good look at your spending habits to determine what non-essential items you are wasting money on every month. Do you need to go out to dinner multiple times a week? Do you have to pay for a membership at a high-end gym if you really don’t use all of the extra amenities it offers? These luxuries may make your life more enjoyable, but if you want to save for a home, you should only be spending money on the essentials. You can go back to treating yourself with these luxuries in the future, but for now, focus solely on saving for a home.

Reduce Your Rent

One of the main reasons why people have such a hard time saving for a home is because they have to spend the majority of their income on rent. If you find yourself in this situation, brainstorm ways that you can cut back on rent. Can you downsize to a smaller, less expensive home for the next year? Do you have a friend or family member that you could move in with so you could share living expenses with another person? If so, take advantage of these opportunities so you can save money every month.

Send A Portion of Your Paycheck to Your Savings Account

Get in touch with the payroll department at your work and ask them to send a percentage of each of your paychecks to your savings account instead of depositing 100% of the money in your checking account. Making this change ensures that you won’t ever have access to the money that is sent directly to your savings account, so you won’t be tempted to spend it. Learn how to save for a house in 10 simple steps.

Cut Your Commute

Do you have a long commute to work? People that have to drive a long distance to get to work spend far too much money on gas for their cars. If you’re trying to save money, talk to your supervisor and find out if it’s possible for you to work from home several days a week. Be honest about why you’re asking for this opportunity so they understand how important it is to you. If the idea is approved, put all of the money that you would have been spending on gas aside for your new home.

Do you have enough saved to finally begin searching for your dream home in Goldsmith? If so, get in touch with the professionals. Contact Elevation Realty to be connected to a team of experienced real estate experts ready to help you on your home buying or selling journey.
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