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Observatory Park Realtor Explains the Closing Process

February 7, 2018

Finding the house of your dreams is only the beginning. You not only have to pack up your old home and hire a moving company, but you also have to navigate the closing process. While an experienced University Hills real estate team will be able to help streamline your closing, it’s still helpful if you know what to expect throughout the process. Closing is not an overnight process and can take time. Here’s a brief guide of what to expect when closing on a house.

Scheduling the Closing Meeting

Before you actually close on the property, you’ll need to schedule the closing. Remember, closing procedures can take a while, so you’ll want to pick a time where you have at least a few hours to spare. Rushing through the process is the easiest way to ensure that you miss a vital piece of information. Additionally, you’ll want to consider avoiding closing at the end of the month. This will give both you and the seller more flexibility when finding an agreeable time to meet.  

Final Walk-Through

Every buyer is allowed to do a final walk-through within 24 hours of the scheduled closing meeting. This gives you one last chance to assess the property for damage that was done after you agreed to purchase the house. Should you notice any damage, you’ll want to address those concerns with the seller during closing. Depending on the severity of the necessary repairs, you may be able to further negotiate costs or get the seller to pay for the repairs once you’re moved in.

Gathering the Documentation

Before heading to the closing, you’ll want to make sure you have all the necessary documents on hand. Make sure to bring proof of homeowners’ insurance, copies of the real estate contract, the down payment on the home, and the photo ID of everyone listed on the title and mortgage. Without the right documentation, the closing cannot proceed and you’ll be forced to delay the process further.

Attending the Meeting

Closings take time and can feel tedious, even when you’re excited about moving into a new home. During the closing, you’ll go over the documentation, contract information, and be expected to sign dozens of forms and supplemental documents. The title agency will then run a lien search to make sure the title can be transferred over to you without issue. Should the property have an existing lien on the title, your realtor will help you navigate the resolution process. Keep in mind that problems rarely come up and you should be able to proceed with the closing without issue. Once everything is in order and all of the closing documents are signed by each buyer, you’ll be free to move into your new home at your convenience.

At Elevation Realty, we believe that buying and selling a home should be a pleasant experience. Our dedicated team of realtors will help you navigate the process whether you’re just entering the market or have been looking for properties in Observatory Park for months. Contact us to schedule an appointment with a member of our team and let us help you find your dream home today.